Loans

Bank South Pacific, Solomon Islands has a range of loan products to suit your personal or business needs.

Our goal is to ensure that the most appropriate structure for your
loan is achieved, including the type of loan and repayment plan.

We are committed to providing a quick response on your loan application.




Personal Loans

Whether you are looking for funds to renovate or make additions
to your home, buy a new car, pay school fees, consolidate debt
or take a well-earned holiday, BSP has a loan that suits you.

There are many good reasons for getting a personal loan from
BSP, including:

  • Low establishment fee
  • No penalty for early repayment of additional repayments
  • No monthly charges
 
Housing Loans
You can afford your dream home, or an investment property,
with a loan from BSP. Whether you are buying your first home, renovating to a large home, buying an investment property,
or simply want to refinance your existing home, see us first.

Our housing loans offer many benefits which will help you
to own your home sooner, including:
  • Variable interest rate
  • Low establishment fee
  • No ongoing account keeping fees
  • No penalty for early payout or additional repayments
 
Business Loans

Whether you are borrowing to establish a new business,
to expand your existing business, for purchasing new plant
and equipment, or for any other viable business -  BSP
provides loans that can be structured to meet your needs.


Overdrafts

Need short-term financing for your day to day operations?

The Business Overdraft provides cash to help cover your
cashflow fluctuations and shortfalls.

The overdraft facility is provided to customers on a requirement
basis as a revolving line of credit.

Our overdraft facilities offer many benefits to help your business operate more efficiently, including:

  • Variable interest rate
  • Competitive establishment fee
  • Convenient for business people
 
Fully Drawn Loans

Medium to long term finance made available for the purchase of
fixed assets such as property, plant and equipment at the variable interest rate.

  • Amount requested if approved is fully funded
  • No other interest charged at the outset
  • Long term for any purpose
 
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