function init()
{
	//Main Menu items:
	menus[0] = new menu(22, "horizontal", 0, 83, 0, 4, "#666600", "#666600", "Verdana,Helvetica", 8, 
		"bold", "bold", "white", "white", 0, "gray", 5, "rollover:sub_arrow_down.gif:sub_arrow_down.gif", 
		false, true, true, false, 12, false, 4, 4, "yellow");
	menus[0].addItem("index.htm", "", 58, "center", "rollover:home_b.jpg:home_bro.jpg", 0);
	menus[0].addItem("loans_def_page.htm", "", 82, "center", "rollover:loans_b.jpg:loans_bro.jpg", 1);
	menus[0].addItem("retail_def_page.htm", "", 75, "center", "rollover:retail_b.jpg:retail_bro.jpg", 2);
	menus[0].addItem("inter.htm", "", 120, "center", "rollover:inter_b.jpg:inter_bro.jpg", 4);
	menus[0].addItem("about_nbsi.htm", "", 96, "center", "rollover:about_b.jpg:about_bro.jpg", 5);

//Sub Menu for ("Loans"):
	menus[1] = new menu(138, "vertical", 0, 0, 0, 0, "#FFCC00", "#666600", "Verdana,Helvetica", 8, "normal", 
	"normal", "black", "white", 1, "white", 2, 62, false, true, false, true, 6, false, 4, 4, "gray");
	menus[1].addItem("personal_loans.htm", "", 20, "left", "Personal Loans", 0);
	menus[1].addItem("housing_loans.htm", "", 20, "left", "Housing Loans", 0);
	menus[1].addItem("business_loans.htm", "", 20, "left", "Business Loans", 0);
	menus[1].addItem("overdraft.htm", "", 20, "left", "Overdrafts", 0);
	menus[1].addItem("fully_drawn_loans.htm", "", 20, "left", "Fully Drawn Loans", 0);

//Sub Menu for ("Retail"):
    menus[2] = new menu(213, "vertical", 0, 0, 0, 0, "#FFCC00", "#666600", "Verdana,Helvetica", 8, "normal", 
	"normal", "black", "white", 1, "white", 2, 62, false, true, false, true, 6, false, 4, 4, "gray");
	menus[2].addItem("ezy_account.htm", "", 20, "left", "Ezy Account", 0);
	menus[2].addItem("cheque_account.htm", "", 20, "left", "Cheque Account", 0);
	menus[2].addItem("term_deposit.htm", "", 20, "left", "Term Deposit", 0);
	menus[2].addItem("school_fees_savings_account.htm", "", 20, "left", "School Fees Savings Account", 0);
	menus[2].addItem("call_account.htm", "", 20, "left", "Call Account", 0);

//Sub Menu for ("International"):
    menus[4] = new menu(155, "vertical", 0, 0, 0, 0, "#FFCC00", "#666600", "Verdana,Helvetica", 8, "normal", 
	"normal", "black", "white", 1, "white", 2, 62, false, true, false, true, 6, false, 4, 4, "gray");
	menus[4].addItem("draft.htm", "", 20, "left", "Draft", 0);
	menus[4].addItem("telegraphic_transfer.htm", "", 20, "left", "Telegraphic Transfer", 0);
	menus[4].addItem("foreign_currency.htm", "", 20, "left", "Foreign Currency", 0);
	menus[4].addItem("travellers_cheque.htm", "", 20, "left", "Travellers Cheque", 0);
	
//Sub Menu for ("About Us"):
    menus[5] = new menu(160, "vertical", 0, 0, 0, 0, "#FFCC00", "#666600", "Verdana,Helvetica", 8, "normal", 
	"normal", "black", "white", 1, "white", 2, 62, false, true, false, true, 6, false, 4, 4, "gray");
	menus[5].addItem("our_products.htm", "", 20, "left", "Our Products", 0);
	menus[5].addItem("careers.htm", "", 20, "left", "Careers", 0);
	menus[5].addItem("company_profile.htm", "", 20, "left", "Company Profile", 0);
	menus[5].addItem("financial.htm", "", 20, "left", "Financial Statements", 0);
	menus[5].addItem("news.htm", "", 20, "left", "BSP News", 0);
	menus[5].addItem("links.htm", "", 20, "left", "Links", 0);
	
//Sub Menu for Sub Menu "About Us":
	menus[3] = new menu(155, "vertical", 0, 0, 0, 0, "#FFCC00", "#666600", "Verdana,Helvetica", 8, "normal", 
	"normal", "black", "white", 1, "white", 2, 62, false, true, false, true, 6, false, 4, 4, "gray");
	menus[3].addItem("inter.htm", "", 22, "left", "International", 0);
	menus[3].addItem("retail_def_page.htm", "", 22, "left", "Retail", 0);
	menus[3].addItem("loans_def_page.htm", "", 22, "left", "Lending", 0);
	
	

} //OUTER CLOSING BRACKET. EVERYTHING ADDED MUST BE ABOVE THIS LINE.