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Transaction and Savings Accounts

We offer a range of transaction and savings accounts, statements and passbook-based to suit the specific needs of our customers. Our transaction and savings accounts are the ideal way to manage your salary and savings. We also offer highly competitive interest rates and fees structures on our accounts.

Pacific Cheque Account

 A transaction account which offers a convenient and safe means for salary payments or paying for goods and services by cheque. A PacifiCard can also be linked to the account and a regular statement is issued on the account for reconciliation purposes. Minimum balance is $100.00 and transaction fees apply.

Pacific Package Account

The Pacific Package Account is our most popular transactions account for the convenience and security it offers. EFTPoS access with the PacifiCard is automatic and salary payments can be made direct to the account by your employer. The minimum balance on the account is $20.00 and transaction fees apply.

Achiever Account

The Achiever Account is designed for people wanting to save for education expenses only. Withdrawals during December and January are free of charge, withdrawals during February and November has a penalty of $20.00 per withdrawal. Payments will be made by bank cheque in favour of school and withdrawals can be made upon receipt of letter or invoice from school. Minimum balance is $20.00 and transaction fee is charged for early withdrawal.

Plus Saver Account

The Plus Saver Account is designed to help customers save for a special purpose and gives customers access to their money when they need it. The account is fee-free if used as a savings account. The minimum balance is $20.00 and transaction fees apply.

Summary of BSP Personal Banking Savings Accounts

Product Name PacifiCard access Statement Minimum Balance Credit Interest Fees
Pacific Cheque Account
Yes
Yes
$100.00
No
Yes
Pacific Package Account
Yes
Yes
$20.00
Yes
Yes
Achiever Account
No
Yes
$20.00
Yes
No
Plus Saver Account
Yes
Yes
$20.00
Yes
Yes

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